Today is Black Friday. That means the Christmas shopping season is now in full swing. Dave Ramsey offers this warning in his latest newsletter: We’ve all paid “stupid tax”—making costly decisions with zeros on the end. A lot of those decisions happen when we’re caught up in the emotion of the Christmas season and procrastinate a little too long. Make this year different! Here are the top 10 Christmas shopping mistakes and how you can act differently: Not prioritizing. Instead of getting stressed out with all the parties, baking and shopping, in addition to your normal daily life, set some priorities before you’re bombarded with a million requests. Think about which things are “must do” and which are “would be nic...
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